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Director’s Corner Chairman’s Desk Vic Berrey Cholay Ocampo The Cooperative Corner RBAP Zone

Features Requiem… In His Time Tribute to Boswald In Focus Doris Cardenas Nevillie Vinoya

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EDITORIAL BOARD

Elvira D. Lorico

Chairman

Faustino M. Buenaventura <> Mely S. Palad

Gerardo A. Butardo <> Christine C. Tan

Noel J. Pajutagana <> Dino B. Camba

Members

EDITORIAL FORCE

Gerardo A. Butardo

Editor-in-Chief

Noel J. Pajutagana

Artist

Dino B. Camba

Circulation Manager

Rogelio A. Encinas

Editorial Consultant

CORRESPONDENTS

Angelina G. Caingal

Maricel T. Cardiño <> Lily G. Ermino

Cyrill B. Molina <> Hazel C. Pajutagana

Atty. Manuel S. Seguerra

Ma. Hedelita E. Taas

Christine C. Tan <> Honorato H. Trespeses

Braulio Cloribel <> Ernesto Villareal

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The ARBEX Express is published semi-annually by the Association of Rural Bank Examiners, 15^th Floor, Multi-Storey Bldg., Bangko Sentral ng Pilipinas, Mabini, Manila.

The views expressed therein are those of the authors and do not reflect those of the editors or the Association of Rural Bank Examiners. Neither do these views reflect those of the Supervision and Examination Dept. IV or BSP Management.

News SED IV people… ARBEX hold general… Editorials KUDOS UPGRADES Editorial Board

HOME Views Breezin’ Through Side Notes Bottoms Up! Samu’t Sari Legal Nook

Director’s Corner Chairman’s Desk Vic Berrey Cholay Ocampo The Cooperative Corner RBAP Zone

Features Requiem… In His Time Tribute to Boswald In Focus Doris Cardenas Nevillie Vinoya

Updates Circulars Across the Board References Previous Issues Feedback