By: JA Atienza with Joy Lorico
Everyone knows him as “WBD”, “Attorney”, “Derek”, “Boss” and to some - Fred. A gifted son of Lorenzo and Wilhelmina, his humble beginnings
and memorable years trace back to
One late and lucky afternoon, we had a chance to grab his attention from his mountainous pile of paper works and spent a little chitchat with him. The following were his candid remarks on the questions we threw at him:
Q: In hindsight, how did your childhood and humble beginnings help mold the director today?
WBD: Hard work, perseverance, and trust in myself
Q: What were the contributions of your wife and children to your success?
WBD: They gave me moral support and love and they are my inspiration.
Q: What are your dreams and aspirations – for yourself? for the department?
WBD: I would like to leave my mark in the department, something that could be considered my legacy for those who would be left behind to continue. For the department, I would like to improve the capability of each one (examiners and staff alike) so that together we could contribute to the making of a stronger and more vibrant RB system.
Q: What would you like to impart to your people who wanted to be like you?
WBD: Just believe in yourself and go for your dream.
A few minutes of chitchat with our “Derek” has given us further insights as to the kind of person he is. Would you believe that he could have added another feather in his cap by obtaining a degree in Masters in Business Administration at De La Salle University? However, the principles honed by years of experience being a CPA-Lawyer had made him realize that an MBA degree was not for him. He opines that a CPA relies on facts and figures to support an opinion and a Lawyer relies on the provisions of the law to support an argument and apply the law. He further avers that these principles give you an assurance that you are on the right track. In the MBA profession, however, he noticed that as long as a person knows how to support his opinion in any manner then, everything seems acceptable. Quite a revelation, isn’t it? Well, that’s straight from “WBD”, our “Derek”.
IN FOCUS: ALFONSO J. MENDOZA
Of rocks and mountains: perseverance simplified
By: JA Atienza with Hazel C. Pajutagana
Climbing up the ladder to where
he is now was not very easy for “Pong.”
It took a lot of patience, hard work and perseverance. After graduating
from the University of the East in 1963, he joined Central Bank of the Philippines
(CBP) with a meagre salary of
P230 a month. In
1969, the CBP sent him to a four-month on-the-job training at the Federal Home
Loan Bank of
Alfonso Javier Mendoza, Deputy
Director of the Department of Rural Banks graduated from
Boss Pong just arrived from a
five-day course on Bank Supervision in
In hindsight, how did your childhood and humble beginning help mould the deputy director today?
My childhood experiences taught me that one has to work hard to realize one’s goals in life, that the realization of one’s dreams does not come by luck or by chance. Hard work makes you stronger to face the challenges of life and it develops in you a sense of responsibility to do your best in all tasks assigned to you.
What are the contributions of your wife and children to your success?
In every one of us, our family serves as our inspiration to go on despite adversities. At the end of day’s work, I am refreshed by being at home with my wife and children, learning of their progress in school and now in their respective careers. My wife’s insights on matters related to my work are very helpful.
What are your dreams and aspirations; for yourself and for the Department?
I have simple dreams and aspirations. I do not aspire for higher and higher positions but just to be able to contribute whatever I can to the accomplishment of the duties of the Department. For the Department, I wish that it is not subjected anymore to unfair accusations.
What would you like to impart to people who wanted to be like you?
Why? Is there somebody you know who wants to be like me? To all our co-employees in the Department, do your best in everything you do.
Any message for the Department?
I have been with this Department since 1974 and my heart is with this Department. Let us work together, cooperate with one another and make our Department one that we can all be proud of.
MR. VIRGILIO S. SARMIENTO
16th International Banking Supervisory Seminar
By Cyrill B. Molina
Virgilio S. Sarmiento
recently represented the country in the 16th International Banking Supervisory
Seminar held at Basel/Beatenberg,
abroad is a mere addition to the credentials that this manager holds in his
cap. This is Mr. Sarmiento’s fourth foreign travel.
He was sent to
Ver, as he is popularly known, is a CPA. He holds an MBA Degree (with honors) from the Philippine School of Business Administration (PSBA) and is a BSC Accounting graduate from the Philippine College of Commerce (PCC).
Mr. Sarmiento is a neophyte in the Department of Rural Banks, having joined the Department only in 1999 when he assumed the position of Manager II. However, he brought with him years of technical experiences from the Department of Thrift and Non-Bank Financial Institutions, where he stayed from 1978 to 1999.
Ver describes his management style as participative/consultative, open to the inputs of his subordinates but always having the final say for himself. He believes that his success can be attributed to his perseverance and his constant efforts to strive for excellence in whatever he does. His guiding principle in life is “he plays fairly and expects to be treated fairly in return”.
Ver Sarmiento may not have stayed long enough in the Department but he shares the common observation that camaraderie is very much evident and this is what distinguishes DRB from other Departments. It pains him to hear about negative allegations, which he considers isolated, if any, and definitely not applicable to everybody.
ZENAIDA C. LAURETA
APEC Financial Regulators Training Initiative – Regional Seminar on Corporate Governance
By Cyrill B. Molina
Ms. Zenaida Laureta attended the
regional seminar on corporate governance from
Development Bank (ADB) under the auspices of the APEC Regulators Training
Initiative conducted the seminar. Ms. Laureta, along
with other participants from various sectors within
is Zeny’s first training abroad and she looks forward
to interacting with co-participants from other countries. She does not deny,
though, that she is equally excited with the opportunity of seeing the sights
Zeny Laureta is a Bank Officer III of the Department of Rural Banks. She was only promoted last November 2001 and is presently assigned as Supervising Bank Officer of Division 10. She admits that she is still coping with the transition from fieldwork to supervisory function. She has yet to ask her subordinates how she is as a Boss but believes her management style to be participative/consultative. This lady believes in the Golden Rule and strives to be always fair to everybody.
Ms. Laureta took up accounting at the University of the East (UE) and MBA degree at the Philippine School of Business Administration (PSBA). She has been assigned to the Department of Rural Banks ever since she join BSP (then CBP) in 1975.
The best thing about DRB, according to Zeny is the camaraderie. With regards to negative allegations, she considers it to be very sweeping and is not reflective of the organization as a whole.
By Hazel C. Pajutagana
“I believe it is our responsibility as individuals to improve ourselves so we could give the best in us and become better persons.” This nugget of wisdom came from someone who always keeps an eye to the stars – and he’s getting close to the one he’s aiming for.
The thought of
leaving his wife, Christine and his 3 angels – Joshua Cedric (5), John Danyael (3) and Juan Roy (10 months) – for one year,
will be difficulties ahead but
“God is so good that He makes life better for all of us. We should all be thankful that we keep a job and have friends around who keep our spirits up.”
That girl I fondly call “Tita Nini”
I like writing about people I do not closely know. And that has a reason. Writing about them gives me a sense of objectivity and candidness; a slice of unadulterated prose, free from interjections. There are no rationalizations; for I never had the chance to ask for the deeper reasons of their resolutions. What I saw and observed from afar is what you read.
Just like writing about Tita Nini.
Our acquaintance, I guess, is far from being up close and personal. In fact, I do not know her real name not until a few days ago. She looks 35. Maybe less. I’m unsure. All I know is that: she’s the loving and caring wife of Mang Ben.
I couldn’t vividly recall the first time I saw her. Was I introduced to her or was she introduced to me? Maybe, it was one of the very many instances when I have to introduce myself to someone because I was inquiring something. After all, she is one of the angels guarding heaven’s gates.
But knowing her profoundly isn’t necessary, I suppose. That’s for Mang Ben to do. I am contented, in fact, elated, that when we meet in the hallway, she always has a few terms of endearment as she gives off a hearty smile. A smile, they say, that could launch a thousand ships.
Ah! That smile: a smile that isn’t induced to transmogrify bitterness, hatred or envy. A smile so simple and yet so bursting with the purest essence of a sincere silent salutation. Like the smile of my one-year-old son, Coby, when he sees me after a few months of separation not knowing daddy was gone and has toiled hard for his next bottle of milk.
Her smile is so immaculate, angelic and virtuous; so clean, untainted and tidy at times I ask: “Does Tita Nini have ever had the minutest of concerns and trepidations?”
She does have a few, I am sure, for no one hadn’t had none. Being the wife of the malupit sa mga chicks, habulin ng mga matrona and debonair Mang Ben would probably be one; and being shrouded with towering memos to transmit, persisting phone calls and inquiries, and side errands, would probably be the others.
But surely, she handles them pretty well. Well enough to exude an aura of confidence, strength of personality, and total understanding of her deepest well being. A character so idyllic and so uniquely her own.
She is simple yet refined, friendly yet resolved, accommodating yet resolute. She wears the panache of a princess and a drop of royalty is creeping in every crevice of her veins. That girl I fondly call “Tita Nini” is, indeed, every inch a lady.
When I told her I will write about her in the next issue of Arbex Express, she told me in her words: “Huwag! Nahihiya naman ako.”
No. “Tita Nini” should be on the pages so that everyone will know that a rare and precious jewel exists and worthy of emulation.
Tita Nini is Ms. Gloria E. Morales, Administrative Service Officer IV. She works at the office of the Director of the Department of Rural Banks.